Why do people dither when it comes to taking big decisions with huge repercussions? I wouldn't say people always hate taking decisions. If you go to a restaurant, you like to choose for yourself. In the US, people like choosing their spouses and more and more Indians do the same. We choose the names for our kids. But there can be situations where we are confused, like if you go to the doctor and he says something is wrong with you, most people don't want to decide. They say, you tell me what to do. There can be both a feeling of inadequacy and not wanting the responsibility. Or if your kid gets sick, you wouldn't want to choose the treatment because if it goes wrong, you don't want to be the one who decided it. There can be situations where you choose not to choose.

What is the best way to get "humans" to look at the bigger picture or, as you say, to save today for a better tomorrow?

In some ways we can think of this as an inner battle.